Credit Card Sales, Items 1 to 50

"Credit Card Sales" includes 117 items
This page contains items 1 to 50

1. PCI Security: Small E-tailers Face Large Fines if Hacked, by Kerry Watson, Ecommerce-Guide.com, 9-1-2009 Tough PCI regulations go into effect on October 1, but off-site credit card processing can help ease the pain of compliance. Explains what merchants need to know.
2. Be Ready to Go Beyond PCI DSS Compliance, by Armando Roggio, Practical eCommerce, 6-15-2009 Describes what PCI DSS compliance involves concerning protecting credit card information from theft and transaction fraud. Explains additional steps merchants can take as well as describes new legislation pending that requires specific means of protecting or notifying customers and avoiding fraud.
3. PCI Compliance: Frequently Asked Questions, by Tim Erlin, Practical eCommerce, 3-31-2009 Discuss merchant compliance with PCI (Payment Card Industry Data Security Standard). Larger volume merchants (more than 20,000 transactions annually) will need to complete specific validation requirements.
4. Maxed out, by Don Davis, Internet Retailer, 2-1-2009 Banks are cutting back consumers’ credit card limits, a trend likely to accelerate in the coming months. Some merchants are offering Bill Me Later deferred payment, discount coupons, offering new credit cards, PayPal, and layaway programs.
5. Moving Money Online Stills Needs Work, by Stacey Higginbotham, Business Week, 9-26-2008 Credit cards and PayPal notwithstanding, there is still room for new approaches to Web payments, particularly in the mobile realm, says Higginbotham.
6. PCI Report Card: Merchant X (A Photography Accessory Retailer), by Tim Erlin, Practical eCommerce, 9-10-2008 Gives examples of the kinds of information on credit card transaction security submitted for PCI compliance. Explains compliance requirements.
7. In China, Online Shopping Soars, by Shaun Rein, Forbes.com, 6-25-2008 Many analysts see Chinese consumers reluctant to shop online and loathe to shop on credit. This author disagrees. He sees younger adults much more open to online shopping and should be the demographic merchants should focus on. Credit cards are now being issued by Chinese banks.
8. Five Easy Steps to PCI Compliance for Small Online Businesses, by Kerry Watson, Ecommerce-Guide.com, 5-29-2008 Discusses PCI compliance and security issues typical of small businesses. The author outlines common security holes. 5 steps to PCI compliance: (1) get a self-assessment questionnaire (SAQ), (2) get a free scan, (3) decide whether you can solve your store's vulnerabilities. If not, switch to a third-party processor. (4) Hire a techie, and (5) continue to address security.
9. How to Pay Less for Payments, by Don Davis, Internet Retailer, 6-1-2008 Explains how to shop for credit card processors and gateways, with cost vs. benefit comparisons.
10. The Tangled Web of PCI Compliance, Are You Ready?, by Richard Adhikari, Ecommerce-Guide.com, 5-9-2008 The PCI Data Security Standard includes Best Practice 6.6 as of June 30, requires merchants dealing with credit and debit cards to tighten up security by conducing code reviews and installing web application firewalls. Discusses choices for smaller merchants.
11. Retailers’ dilemma: To store or not store customer credit card data, by , Internet Retailer, 9-27-2007 Deadlines for compliance with Visa's PCI Data Security Standard on Oct 1 sees many larger retailers not in conformity. While storing credit card information has strict guidelines, retailers often need this stored data for serving customers, recurring purchases, to quickly process refunds, process chargebacks, etc.
12. Corporate Clients Increasingly Favor Card Payments, Visa Says, by Maria Bruno-Britz, Bank Systems & Technology, 5-8-2007 Cards could become the electronic payments method of choice for the world's corporations, according to Visa International. "The single biggest value proposition is that you get more data with e-payments."
13. Analysis: The New PayPal, by Massimo Arrigoni, Practical Ecommerce, 4-26-2007 PayPal now offers a variety of payment processing options that cater to different e-commerce requirements. This updates explains the differences between standard processing, Website Payments Pro (including Express Payment), and PayFlow Payment Gateway.
14. Debit will surpass credit for online purchases by 2007, new report says, by , Internet Retailer, 3-27-2006 By 2007, consumers will use debit cards more often than credit cards for online purchases, mirroring an offline shift, according to Jupiter Research. Consumers like the fact that debit transactions don’t result in finance charges and debt associated with credit cards. Between 2005 and 2010, debit card use is expected to grow 14%, credit card use 8%.
15. Online Merchants Choosing Alternative Payment Options, by Jennifer LeClaire, E-Commerce Times, 12-21-2005 More online merchants are providing multiple payment options, such as PayPal, I4 Commerce's Bill Me Later, and Western Union's MoneyZap, alongside regular credit cards. Customers want these easy-to-use alternatives, and they are generally less expensive and more reliable for the merchant.
16. Paymentech Now Accepts 150+ Currencies, by Devin Comiskey, ECommerce-Guide, 7-21-2005 Payment processor Paymentech has introduced a new multi-currency management capability that allows online merchants to accept payment in 150 international currencies, and receive consolidated funds in 4 major currencies (US dollar, Euro, Japanese Yen, British Pound Sterling.
17. The Chargeback Challenge, by John Conde, Site Point, 1-14-2005 Because the best tools for avoiding a chargeback are not available for online merchants, Conde discusses the realities of chargebacks and identify some strategies that will lower your potential for needing to deal with them.
18. Paymentech Merchants Will Get PayPal, by Christopher Saunders, ECommerce-Guide, 12-2-2004 Online payment processing giant Paymentech has arranged to integrate PayPal payments into its service, allowing merchants to include PayPal as an option without significant changes to their existing websites.
19. Phone Card Payments Could Boost Your Site's Customer Base, by Christopher Saunders, ECommerce-Guide, 9-21-2004 DuoCash is an online payment system that allows merchants to accept purchases from visitors with pre-paid phone cards, a service that provides a useful alternative for sales to shoppers without bank accounts and access to credit cards or PayPal.
20. PayPal Set to Fine Users, by Susan Kuchinskas, InternetNews.com, 9-23-2004 Both buyers and sellers who use PayPal to pay for trade in items the service considers unlawful are now subject to fines, even for transactions on PayPal's parent service, eBay. The new rule covers goods such as pornography, gambling services and prescription drugs from unverified pharmacies.
21. Buyer Credit Comes to PayPal, by Christopher Saunders, ECommerce-Guide, 6-10-2004 U.S. and Canadian merchants selling through eBay can now offer instant financing to buyers of items priced $200 or more, through PayPal's Buyer Credit facility, which provides payment terms competitive with credit cards, and credit decisions within 30 seconds.
22. It's 11 p.m. -- Is Your Merchant Account Secure?, by Beth Cox, ECommerce-Guide, 5-24-2004 New security standards established by MasterCard and Visa may lead to unexpected expenses and liabilities for small merchants, such as the purchase of new terminals, or use of upgraded 3rd-party technology. This article outlines the changes, and the steps you should take to make sure you are in compliance.
23. Teenage Wasteland - Or Online Goldmine?, by Alison Diana, E-Commerce Times, 11-29-2003 Although young people aged 12 - 17 have a lot of buying power, e-tailers have had limited success selling to them due to their lack of credit cards for electronic transactions. Pre-paid credit cards are gaining strength as a solution.
24. Ways to pay: House Credit, by Paul Demery, Internet Retailer, 9-1-2003 Offering house credit can increase sales, but has its own problems. Looks at Sears' credit as a model. BlueNile offers financing for jewelry backed by MBNA America Bank. They also accept wire transfers for payment. QVC.com offers financing occasionally. Buy.com provides Bill Me Later for more expensive products. Electronic checks are accepted by WalMart.com.
25. Visa's Porn Crackdown, by Seth Lubove, Forbes.com, 5-1-2003 Visa now requires porn sites to pay a $750 fee and disclose financial details. Perhaps as much as 85% of iBill's payments come from porn sites. MasterCard recently declared iBill in non-compliance with chargeback rules. American Express and PayPal refuse to handle porn transactions.
26. Online consumers not yet ready to embrace most credit card alternatives, by , Internet Retailer, 4-22-2003 66% of consumers aren't yet ready to embrace alternatives such as debits with PINs, according to a Jupiter survey. Non-credit card options are seen as risky and less desirable by new users. 72% of experienced Internet users were comfortable using credit cards compared to 33% of newbies. Sees retailers have more to lose than consumers in online credit card use.
27. Expanded Charge-back Liability Protection For Online Retail, by , Internet Retailer, 4-24-2003 Beginning April 5, 2003, online retail merchants enabled with Verified by Visa, the cardholder authentication program from Visa, became eligible to receive expanded liability protection from fraud related charge-backs for authentication attempts. Requires consumers to register cards at banks and associate card use with a password. Gives merchants added chargeback protection. The MasterCard program is called SecureCode.
28. Substitute card technology drives higher spending online, by , Internet Retailer, 1-23-2003 Online shoppers that use substitute card technology with a different number for each purchase spend two to four times more than those who use traditional cards, according to data from research firm eMarketer Inc.
29. A change in Verified by Visa rules gets the merchants’ attention, by , Internet Retailer, 1-23-2003 Verified by Visa and MasterCard Secure Code allow cardholders to select a password. If that password is entered at the time of sale, the merchant has no liability if the transaction goes bad, even if the bank fails to approve or decline.
30. For online shoppers concerned about credit card security: pay offline, by , Internet Retailer, 10-24-2002 The 18% of non-buyers online polled in 2000 who said nothing could make them comfortable enough to make an online purchase doubled to 34% in 2002. Suggests allowing customers to pay offline by check or money order, or call in a credit card number.
31. Visa's Vision, by Daniel Lyons, Forbes Global, 9-16-2002 Reports that the world's top credit card company now aims to rule all forms of electronic payments, even handling commercial purchases of up to $10 million. Statistics on Visa's transactions, minutes of downtime , losses to fraud and others.
32. Cat and mouse, by Heidi Brown, Forbes.com, Explains that payment platforms are gradually excluding gambling sites. First Visa and MasterCard, and recently PayPal. Online gambling is illegal in many states, and is moving offshore where it is much more difficult to control.
33. Bill Me Later is rolling out now, by , Internet Retailer, 8-8-2002 Funded by credit card processing giants Paymentech and First Data Corp., Bill Me Later provides shopping through monthly installments on a line of credit provided by 14 Commerce. Selected large merchants are first to use the service. Notes that currently 98% of US Internet retailing payments are by credit card, 2% by electronic check.
34. Payment Made Easy, by Robyn Greenspan, ECommerce-Guide, 7-24-2002 Brief review of Paybutton, a service that allows small e-tail operators to add credit card sales options to their online stores, quickly and easily. It works either with or without an existing merchant account (various approvals required).
35. Prevent Credit Card Insecurity from Taking Its Toll, by Robyn Greenspan, ECommerce-Guide, 7-17-2002 Even if your website is commerce enabled, one of the best investments you can make is adding a toll free number: some of your customers are still not comfortable using credit cards online and they use your site as a catalog instead. Tips and checklist.
36. Invisible Cash: The Secret Life of Online Money, by Lou Hirsh, E-Commerce Times, 4-10-2002 Update on fraud prevention for online credit card transactions describes the complex flow of processing and security checks the occurs after a webstore visitor clicks the "buy now" button.
37. Battle of the Online Payment Systems, by Lou Hirsh, E-Commerce Times, 4-30-2002 Although credit cards remain the predominant mode of payment in e-commerce, person-to-person (P2P) systems are gaining acceptance, led by PayPal. Competing systems include CyberCash, Yahoo's DirectPay, Citibank's c2it and Bank One's eMoneyMail. Discussion of features, pros and cons.
38. A World Of Opportunity, by Christopher T. Heun, Information Week, 12-24-2001 Reports that credit and debit cards accounted for 92% of online B2C transactions. Company controls CEO of PayPal, owning 90% of the online-payments niche, wants to open e-commerce to those without credit cards, shops wanting payment in cash.
39. How to Find the Best Merchant Account for Your Business, by Diane Hughes, Internet Day, 11-8-2001 How to compare costs accurately when evaluating online payment service providers. With examples of calculation, and a glossary of key terms.
40. How Visa plans to bring you safer online shopping--at last!, by Robert Vamosi, ZDNet AnchorDesk, 11-7-2001 Verified by Visa gives consumers a number that when inserted on a merchant site pops up a window asking for an additional password before you complete your purchase. Merchants never see the password, thus if credit card information is compromised, this credit card number cannot be misued without knowing the password in addition. Now used by Buy.com, Zales, CDNow, CompUSA, and OfficeMax.
41. Online credit card use worries consumers, by , Nua Internet Surveys, 10-9-2001 A survey by the National Consumers League found that 43% of Internet-using consumers in the US say having their credit card number stolen is their biggest ecommerce-related concern. Shows interest in alternate account numbers for online purchases.
42. Smart Cards Need a Higher IQ, by Geoff Smith, Business Week, 8-20-2001 Says smart card issuers need to find more compelling incentives for folks to use their cards because security doesn't worry most online consumers. Cites study showing credit-card fraud fears ranked 15th out of 18 reasons why consumers don't shop online.
43. De-Mystifying Merchant Accounts, Part I, by , InternetDay, 9-19-2001 Basic discussion of getting a merchant credit card account.
44. De-Mystifying Merchant Accounts, Part II, by , Internet Day, 9-20-2001 Gives tips on comparing costs between merchant account providers and being aware of monthly transaction limits.
45. Validation: Speed Up Credit Card Processing, by Dustin Walling, Workz.com, 8-15-2001 Explains the math for a mod10 or Luhn10 check of the face-validity of a credit card number. Offers ASP sample code that does this.
46. How you can begin accepting credit cards, by Susan P. Butler, ZDNet Small Business Advisor, 7-25-2001 Explains basics about accepting credit cards: acquiring bank, fees, chargebacks, etc., and gives tips on shopping wisely.
47. All Credit Card Processing on One Computer, by Wayne Kawamoto, ISP-Planet, 7-30-2001 A brief overview of MaxCharge version 3.0 by Maximized Software, which enables merchants to process credit card transactions securely over the Internet. It's inexpensive ($295), and it can handle multiple merchant accounts on a single computer.
48. Test Shows Digital Signatures Reduce Risk for Sellers, by Mark W. Vigoroso, E-Commerce Times, 7-24-2001 A live test of Internet Secure ATM Payments (ISAP) by the Electronic Payments Association shows that consumers can use ATM or debit cards on the Internet with transaction authentication and security comparable to point-of-sale purchases.
49. Product Review: CCNOW.com, by Ralph F. Wilson, Web Commerce Today, 3-15-2001 Review of CCNow, which provides US and international merchants with the ability to sell products on their websites without first obtaining a Merchant Credit Card Account.
50. Quick Look: Payment Gateways, by Ralph F. Wilson, Web Commerce Today, 6-15-2001 Examines a number of payment gateways that link e-commerce websites with your bank's credit card processor, to achieve real-time credit card authorization. Includes such programs as VeriSign Payment systems, CyberCash, Authorize.net, CyberSource, WorldPay , and others.